Home Equity and Refinance
Refinance with Express Mortgage
Borrow up to $250,000 for up to 20 years at a fixed rate for a flat fee as low as $1,699 — half of what most banks charge. There are NO other fees. That means NO appraisal, underwriting, processing origination or credit report fees!
Fixed Annual Percentage Rate based on 10-year US Treasury Bill plus a margin at the time of funding.
Home Equity Line of Credit
Use your equity for home improvements, bill consolidation, or as an emergency source of cash, ready if you need it. Pay interest only on the portion you actually use. The money you repay is there if you need it again.
- Competitive rates and low fees
- Convenient advances by Online Banking, check, phone or in person
- Interest may be tax deductible — ask your tax advisor
Fixed-rate Second Mortgages
Don’t need the flexibility of a line of credit or prefer a fixed rate on your home equity loan? A fixed-rate second mortgage is a great option to consider. We offer terms up to fifteen years at low, fixed-rates. With low closing costs and fast turnaround time, we make the process easy!
NMLS #440571
